Business Public Liability Insurance in the City of London

At Ace Insurance we help small businesses such as tradesmen, restaurants, shops, hotels, offices, pubs, and retail stores to ensure they are protected. We offer a range of business public liability insurance options as well as related cover such as commercial property insurance, indemnity insurance, employers’ liability insurance, rent guarantee insurance, business equipment insurance and much more. Based in the City of London we help businesses in Greater London and throughout the whole of the UK get the right insurance coverage.

From tradesman public liability insurance and tool cover to commercial property owners’ liability insurance and buildings insurance, we help UK business owners get the insurance cover they need to keep their company protected. Whether you are based locally in the City of London, further afield in Greater London or anywhere else in the UK, we can help you find the right policy for your business. Our online insurance quote system takes the pain out of arranging your cover making it easy to tailor your liability insurance and business insurance to your individual needs. Browse our business public liability, property owners’, and employers’ liability insurance offerings below and click for an online quote or alternatively get in touch with our team today on 0203 409 4114.

Our Insurance Products

Property Owners

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Tradesman

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Shop / Retailer

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Office and Surgery

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Pubs and Restaurants

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Hotels and Guesthouses

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Our Insurers


About Us


At Ace Insurance we’re based in the City of London, and we provide tailored insurance solutions for tradesmen, hotels, restaurants, shops, offices, commercial property owners, and companies in all sectors and industries in Greater London and around the UK. With over 20 years of industry experience our expert team of insurance brokers can help you find the right cover to keep your business protected. Whether you are a sole trader working from home or a small business with a physical shop, we can provide a wide range of insurance solutions such as public liability and professional indemnity cover to ensure the smooth running of your operations. We’ll also protect you at home, with home insurance that protects your house and its contents in the case of damage or theft.

Our mission


  • Understand your insurance needs
  • Provide the best coverage for your needs
  • Delivering the right insurance product to you
About Us

FAQ


Public liability is a type of insurance for businesses of all sizes, across a variety of industries. It covers you if a client or member of the public claims they have been injured, or their property damaged, because of your business activities. This type of insurance is designed to protect business owners against claims that result in legal proceedings. If a claim does become a legal matter, a policy will cover the cost of these expenses, including any compensation you are required to pay. Public liability claims can arise from several circumstances, but negligence is the main trigger. A customer might trip on an uneven surface at your premises or a member of the public could injure themselves on a piece of your equipment. It will also cover claims of property damage. For instance, if you accidentally knock over a mug of coffee, damaging a client’s laptop during a meeting, your policy will cover the associated compensation costs. It’s also important to note that some trading authorities and other organisations might require you to have a certain level of public liability insurance in place. Therefore, a policy doesn’t only protect you from previous mistakes – it can also help you secure new business opportunities.
The Property Owners' Liability Insurance protects landlords and property owners in respect of claims made against them in respect of their legal liability for personal injury or property damage suffered by third parties and arising from the policyholder's ownership of the property.
Employers’ liability insurance safeguards businesses against legal and compensation expenses from employee claims. It’s a key type of insurance, because if one of your employees falls ill or sustains an injury in the context of the work they do for you, you could be held liable. The health and safety of your employees is of paramount importance, and as an employer it’s vital to uphold that responsibility. Something as simple as slipping on a wet floor could lead to a claim. As accidents do happen, you can protect the vitality of your business with an employers’ liability insurance policy.